LTD plan selection
Noncontributory LTD - 60% up to $5,000
Noncontributory LTD - 60% up to $10,000
Voluntary LTD - 60% up to $5,000
LTD Policy Effective Date
Disability plans always have to start on the first of the month. Plan coverage does not apply retroactively. Voluntary policies will have a one month open enrollment period, which will begin 30 days before the effective date, or 30 days from the processing of your request, whichever is later.